Home Sale Net Proceeds Calculator
Fill in the values and the answer updates as you type.
How the Home Sale Net Proceeds Calculator works
Selling costs = commission + other closing costs + repairs and concessions. Net proceeds = sale price − mortgage payoff − selling costs. Capital gains tax, if any, is not included, and the payoff should come from your lender because it includes accrued interest. Example: Selling at $450,000 with a $250,000 payoff, 5 percent commission, 1.5 percent other costs, and $5,000 of repairs leaves $165,750 after $34,250 of selling costs.
Inputs and results
The Home Sale Net Proceeds Calculator takes 5 inputs and gives 4 results.
What you enter
- Sale price ($) — starts at 450000.
- Mortgage payoff ($) — starts at 250000.
- Agent commission (% of price) — starts at 5.
- Other seller closing costs (% of price) — starts at 1.5.
- Repairs and concessions ($) — starts at 5000.
What you get
- Net proceeds
- Agent commission
- Total selling costs
- Net proceeds as a share of price
Example: Home Sale Net Proceeds Calculator with the starting values
With sale price 450000 $, mortgage payoff 250000 $, agent commission 5 % of price, other seller closing costs 1.5 % of price and repairs and concessions 5000 $, the calculator returns:
| Net proceeds | $165,750 |
|---|---|
| Agent commission | $22,500 |
| Total selling costs | $34,250 |
| Net proceeds as a share of price | 36.83% |
Change any value above and the results update straight away.
Home Sale Net Proceeds Calculator FAQ
How do I use the Home Sale Net Proceeds Calculator?
Enter sale price, mortgage payoff, agent commission and other seller closing costs in the fields, then read net proceeds, agent commission, total selling costs and net proceeds as a share of price in the result panel. The answer updates as you type, and you can press Calculate or Enter to refresh it. Use “Copy link” to share your exact numbers with someone else.
What does the Home Sale Net Proceeds Calculator calculate?
Cash you walk away with after commission, closing costs, and your mortgage. It returns net proceeds, agent commission, total selling costs and net proceeds as a share of price from the 5 values you provide.
What values does the Home Sale Net Proceeds Calculator start with?
It opens with sale price 450000 $, mortgage payoff 250000 $, agent commission 5 % of price and other seller closing costs 1.5 % of price so you can see a working result straight away. Replace them with your own numbers, or press Reset to return to these starting values.
Is the Home Sale Net Proceeds Calculator free and private?
Yes. It is free, needs no account, and runs in your browser, so nothing you type is sent to or stored on our servers. See the Privacy Policy for details.
Can I rely on the Home Sale Net Proceeds Calculator for financial decisions?
Treat the result as a well-rounded estimate. Real situations often have details a general calculator cannot know, so confirm financial decisions with a qualified professional. See the Disclaimer for more.