Rent Affordability Calculator
Fill in the values and the answer updates as you type.
How the Rent Affordability Calculator works
A common guideline is to keep rent at or below 30% of gross income. Some landlords ask for income of about three times the rent. Change the percentage to match your own budget, and remember utilities and renters insurance come on top.
Inputs and results
The Rent Affordability Calculator takes 3 inputs and gives 5 results.
What you enter
- Gross monthly income ($) — starts at 5000.
- Share of income for rent (%) — starts at 30.
- Other monthly debt payments ($) — starts at 400.
What you get
- Recommended maximum rent
- Rent at 25% of income
- Rent at 35% of income
- Yearly rent budget
- Income left after rent and debts
Example: Rent Affordability Calculator with the starting values
With gross monthly income 5000 $, share of income for rent 30 % and other monthly debt payments 400 $, the calculator returns:
| Recommended maximum rent | $1,500 |
|---|---|
| Rent at 25% of income | $1,250 |
| Rent at 35% of income | $1,750 |
| Yearly rent budget | $18,000 |
| Income left after rent and debts | $3,100 |
Change any value above and the results update straight away.
Rent Affordability Calculator FAQ
How do I use the Rent Affordability Calculator?
Enter gross monthly income, share of income for rent and other monthly debt payments in the fields, then read recommended maximum rent, rent at 25% of income, rent at 35% of income and yearly rent budget in the result panel. The answer updates as you type, and you can press Calculate or Enter to refresh it. Use “Copy link” to share your exact numbers with someone else.
What does the Rent Affordability Calculator calculate?
Estimate how much rent fits your income. It returns recommended maximum rent, rent at 25% of income, rent at 35% of income and yearly rent budget from the 3 values you provide.
What values does the Rent Affordability Calculator start with?
It opens with gross monthly income 5000 $, share of income for rent 30 % and other monthly debt payments 400 $ so you can see a working result straight away. Replace them with your own numbers, or press Reset to return to these starting values.
Is the Rent Affordability Calculator free and private?
Yes. It is free, needs no account, and runs in your browser, so nothing you type is sent to or stored on our servers. See the Privacy Policy for details.
Can I rely on the Rent Affordability Calculator for financial decisions?
Treat the result as a well-rounded estimate. Real situations often have details a general calculator cannot know, so confirm financial decisions with a qualified professional. See the Disclaimer for more.